Secure your future with life cover.

At VitaWill, we understand the importance of protecting your loved ones and that’s why we offer our comprehensive and affordable Guaranteed Over 50’s Life Insurance policy. With this policy, you can have peace of mind knowing that your family will be financially supported when they need it ost.

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Financial Security

Ensure loved ones are protected with A guaranteed lump sum payout.

Guaranteed Acceptance

Get cover with no medical exams or health questions required.

Cash Payout

Ensure funeral costs are paid & leave A Tax-Free inheritance.

Why Choose VitaWill for Life Cover?

With years of experience in the insurance industry, we have a deep understanding of the needs and concerns of individuals when looking at protection policies. When it comes to securing your financial future and providing peace of mind for your loved ones, VitaWill offers a range of benefits that make us the ideal choice for Over 50’s Life Insurance. Here’s why you should choose VitaWill:

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Guaranteed Acceptance.

With VitaWill, you are guaranteed acceptance for our Over 50’s Life Insurance policy. We understand that health conditions or medical history shouldn’t hinder your ability to protect your loved ones and secure your legacy. Regardless of your health status, you can rest assured knowing that you will be accepted for coverage.

Tax-Free Lump Sum Paid.

In the unfortunate event of your passing, your beneficiaries will receive a tax-free lump sum payout from your Over 50’s Life Insurance policy. This financial support can be used to cover various expenses, including outstanding debts, funeral costs, or simply to provide financial stability for your loved ones during a challenging time.

No Medical Questions.

Applying for Over 50’s Life Insurance with VitaWill is simple and hassle-free. We do not ask any medical questions during the application process. This means you can obtain the coverage you need without the need to disclose or undergo any medical examinations.

Free Virtual GP Service.

As a valued VitaWill policyholder, you will have access to our complimentary GP service. This means you can enjoy convenient and timely consultations with qualified doctors over the phone, providing you with peace of mind and easy access to medical advice whenever you need it.

Covers Funeral Costs.

One of the key benefits of our Over 50’s Life Insurance policy is the coverage it provides for funeral costs and related expenses. By taking out this insurance, you can alleviate the financial burden on your family, ensuring that they can give you a dignified and respectful farewell without worrying about the costs involved.

Inheritance for Loved Ones.

By choosing VitaWill, you are safeguarding an inheritance for your loved ones. The tax-free lump sum payout they receive can be utilised to support their future endeavours, such as education, homeownership, or any other financial goals they may have. With VitaWill, you can leave a lasting legacy for those who matter most to you.

Speak to our insurance experts on 0331 6307808.

We can arrange your policy and have you covered in as little as 10 minutes.

You can check out our useful FAQs about our insurance policies below

Alternatively you can If your questions are not answered in our FAQ section below, please reach out to our friendly team via live chat.


Most Popular Questions

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At VitaWill, we provide a guaranteed acceptance policy for our Over 50’s Life Insurance, ensuring that you can secure the coverage you need. As long as you meet our eligibility criteria, which includes being a UK resident (excluding the Channel Islands and the Isle of Man), and fall within the age range of 50-80 for non-smokers or 50-75 for smokers, you can have peace of mind knowing that acceptance is assured.

At VitaWill, we give you the flexibility to decide whether or not to answer our two medical questions when applying for our Over 50’s Life Insurance. Opting not to answer them will result in a standard payment, payout, and a two-year qualifying period. However, if you choose to answer the questions, you may be eligible for a discounted payment, higher payout, and a shorter six-month qualifying period. The choice is yours.

As a valued customer of VitaWill, you’ll have access to our complimentary virtual GP service, enhancing the benefits of your policy. With unlimited 24/7 telephone consultations and video consultations, you can conveniently speak to a GP whenever you need assistance. Additionally, our service offers private prescriptions and open referrals, providing you with comprehensive healthcare support. Benefit from quick and easy access to medical advice and guidance whenever you require it.

With VitaWill, you have the flexibility to choose your monthly payments, allowing you to customise your policy according to your needs. It’s important to note that the payout amount will be affected by your chosen payment plan. To explore your options and find the perfect fit, simply obtain a free quote online or contact us at 0331 630 7808. We’re here to help you make the right decision for your circumstances.

With VitaWill, you have the freedom to choose your beneficiaries who will receive the payout upon your passing. By making these arrangements in advance, you ensure a smoother process for your loved ones. Without specifying beneficiaries, the funds may be subject to estate considerations, including inheritance tax and potential delays. To expedite the payout, consider nominating beneficiaries or putting your policy in trust. If diagnosed with a terminal illness, you can opt for an early partial payout followed by the remaining amount upon death.

When you choose VitaWill, you’re taking a proactive step to ensure your money goes to the right people while potentially enjoying inheritance tax benefits. Our friendly estate planners can guide you in setting up a trust that aligns with your will, allowing you to choose your desired beneficiaries. If you’re unsure about the process, don’t worry! Our team is here to help and can provide expert assistance in completing and submitting the necessary trust form. For more information, feel free to explore our dedicated trusts page or call our team on 0331 6307808.

Once you’ve nominated the recipients of your money, VitaWill will ensure a smooth process. Simply have the nominated individuals complete and return a claim form along with any required additional information. Our dedicated team will review and approve the claim promptly, allowing us to distribute the lump sum as quickly as possible. Your loved ones can count on a hassle-free experience when claiming the payout they deserve.


Insurance explained

We're thrilled that you're taking the first step towards securing your future with VitaWill. Our simple and affordable solution is designed to give you peace of mind knowing that your wishes are protected.

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© Copyright 2023 VitaWill - VitaWill is a trading name of Monefi Limited which is authorised and regulated by the Financial Conduct Authority. Monefi Limited is a company registered in England and Wales (Company No. 12857853 Cardinal House, 20 St Mary's Parsonage, M3 2LY)